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| Banks |
|
| Please
notify the deceased person’s bank,
especially for receipts and cheques
deposited automatically, or if mortgage
payments and other transactions (e.g.
GIRO deductions) are carried out directly
from the account. |
|
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| Insurance
Companies |
|
|
Inform the deceased person’s insurance
companies. Beneficiaries may receive
payouts from insurance policies, credit
and trade unions or fraternal organisations,
etc. |
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| Bills
& Miscellaneous Items |
|
Check
for any outstanding debts, such as
credit-card bills. For bills
where payment is made automatically
via GIRO, inform the companies to
cancel the GIRO.
Where appropriate, contact the deceased
person's landlord, cancel utilities
such as electricity and telephone
connections, and other items such as
safety deposit boxes etc. Give the post office
a forwarding address for the deceased
person's mail. |
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| Lawyers/Solicitors |
|
|
Obtain the deceased person's will
and inform his lawyer and/or executor.
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| Estate
Duty |
|
An
estate duty is payable on the value
of a deceased person's net assets
above a specified threshold amount.
More
information on estate duties is available.
You can also contact:
Inland
Revenue Authority of Singapore
Ruling
and Estate Duty Branch
Tel:
6351 3380
Email:
ed@iras.gov.sg
|
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| |
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| Public
Trustee |
|
The Public
Trustee administers the estates of
deceased persons if the value does
not exceed $50,000.
The Public Trustee will:
1. Administer
the assets of the deceased (for example
bank and other financial
institutions deposits, undrawn salaries,
CPF savings and New Singapore Shares).
2.
Sell or transfer shares held by the
deceased person in Singapore-listed
companies.
3.
Transfer any vehicle belonging to
the deceased to the beneficiary.
4.
Ascertain the validity of claimants'
entitlement as beneficiaries and the
relationship
between the claimants and the deceased
person.
5.
Hold the minor's share in trust until
the beneficiary reaches age of maturity
and may
make monthly payments for the minor's
maintenance and education.
More information can be found at:
Applications can be made online.
You may also download
the application forms. |
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| Central
Provident Fund (CPF) Withdrawal |
|
When
a CPF member passes away, nominated
beneficiaries will receive:
1. The
deceased person’s CPF savings
2. Other
monies due to the deceased person
3.
Assets owned by the deceased.
If no nomination is made or it is
found to be invalid, the Public Trustee
will handle the deceased person’s
CPF savings, other monies due to or
assets. These savings or assets will
then be distributed to the deceased
person’s family members according
to Intestacy Laws.
Making
a Claim
On a member's death, the deceased's
family can inform the Board of the
member's death by submitting the deceased's
death certificate, at any CPF office.
After verifying the validity of the
deceased's nomination, the Board would
invite the nominees to make a claim.
To withdraw the deceased person’s
CPF savings, the following original
documents will have to be submitted
to the CPF Board:
1.
Death Certificate of deceased
2. Marriage
Certificate or Certificate of Making
the Decree Nisi Absolute
(i.e.
Divorce Certificate), where applicable
3.
Birth certificate(s) of the deceased
person’s child(ren)
4.
Singapore identity card or other identification
documents
5.
Nominees' bank passbooks or bank statements
6.
Nominees' statement of account with
the Central Depository Pte Ltd (CDP)
if the
Special
Discounted Shares due to the nominee
is to be transferred to his or her
individual
CDP account.
More information can be found at http://www.cpf.gov.sg/MyCPF/LO_2.asp.
For enquiries, please call 1800 227
1188 (Code 5, Sub-code 2) or e-mail
to wdlondeath@cpf.gov.sg.
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| Social
Assistance |
|
There
are various government social assistance
schemes available if help is needed.
These schemes are administered by
the Community Development Councils.
The schemes are:
(a)
Public Assistance (PA) Scheme/Special
Grant (SG)
(b)
Home Ownership Plus Education Scheme
(HOPE)
(c)
Rent and Utilities Assistance Scheme
(RUAS)
(d)
Interim Financial Assistance Scheme
(IFAS)
(e)
Student Care Fee Assistance (SCFA)
(f) Centre-based
Financial Assistance Scheme for Child
Care (CFAC)
(g)
Work Assistance Programme (WAP)
(h)
Kindergarten Financial Assistance
Scheme (KiFAS)
More details on these social assistance
schemes can be found at:
(a)
Community
Development Councils
(b)
Central
Singapore CDC
(c)
North
East CDC
(d)
North
West CDC
(e)
South
East CDC
(f) South
West CDC |
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| Workmen’s
compensation for dependants in a work-related
death |
|
1. |
Compensation
is given to the dependants
of a workman in a work-related
death. Under the Workmen's
Compensation Act, compensation
is paid to the injured worker
in non-fatal work-related
accidents. |
|
|
2. |
The
Act defines workmen as being
hired under a contract of
service. The following definitions
apply as well:
a) Any person employed for
manual labour (irrespective
of how much the monthly wage);
and
b) Any person employed other
than for and whose monthly
salary does not exceed $1,600.
|
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| 3. |
Employers
are required under the Act
to report all work-related
accidents to the Work Injury
Compensation Department, Ministry
of Manpower within certain
stipulated deadlines. |
|
|
4. |
Under
the Act, dependants of a deceased
workman include the spouse,
parent, grandparent, step-parent,
child, grandchild, step-child,
siblings, half siblings. Dependants
do not actually have to rely
on the workman's monthly wages.
|
|
|
| 5. |
Compensation
for a fatal work-related accident
= average monthly earnings
x multiplying factor.
The amount of compensation
is capped at S$111,000. The
minimum sum is S$37,000. |
|
|
6. |
Please
contact the Work Injury Compensation
Department to check if a work-related
accident has been reported.
Work
Injury Compensation Department
Tel:
6438 5122
Email:
mom_wcd@mom.gov.sg.
|
More information on workmen's compensation
can be found at http://www.mom.gov.sg/wicd. |
|
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| Child
Adoption |
|
If
the deceased person leaves behind
a child below the age of 21, family
and friends may wish to adopt the
child and give him or her a new home.
Adopting a child is not just a legal
process. It involves much thought
and emotion as well.
More information and resources on
the process of adoption, issues and
challenges post-adoption are available. |
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| Counselling |
|
Coping
with the death of a loved one or close
friend is painful and may be difficult.
You can seek the professional advice
and support from your nearest Family
Service Centres (FSCs). The FSCs are
your neighbourhood-based focal points
of family resource which everyone
can turn to on any family-related
matters. They are around to promote
the well-being of families and individuals.
More information on Family Service
Centres are available at:
| • |
Directory of Family Services |
| • |
National
FSC Helpline: 1800-838 0100
(toll free line)
Please call the Helpline, which
operates in English, Mandarin,
Malay and Tamil, to contact
your nearest FSC. |
You may also wish to seek professional
counselling from the following voluntary
welfare organizations.
Samaritans
of Singapore (SOS)
Helpline: 1800 221 4444 (24-hr toll-free
line)
SOS provides a 24-hour crisis line
service, which gives emotional support
to people who are troubled. All calls
to SOS are kept in strict confidentiality.
Care
Corner Mandarin Counselling Centre
Hotline: 1800 353 5800 (10am to 10pm
daily)
Care Corner Mandarin Counselling Centre
provides counselling services to the
Mandarin-speaking population, allowing
them to share their problems in total
anonymity and strict confidentiality. |
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Top |
| Support Groups |
|
| The death of a child can be a particularly difficult loss.
Child Bereavement Support (Singapore) is a support group for
bereaved parents set up by bereaved parents, providing support groups, befriending and information. |
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